FAQs
Our Frequently Asked Questions
Learn More About Our Roofing Services
Click below to see answers to our most common questions we get asked!
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Financing Frequently Asked Questions
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How does Wisetack financing work?
Wisetack is a simple way to pay over time for a service or product. From home improvement projects to necessary repairs to your vehicle, Wisetack enables you to break up the cost of a purchase into easy monthly payments. When financing through Wisetack, checking your options doesn't impact your credit score . And there are no prepayment fees, late fees, or compounding interest.
The application is initiated by the service provider and completed by you. On average, the application takes about a minute to complete. If eligible, you will receive several options to choose from with various term lengths and monthly payment amounts.
When you finance through Wisetack, the service provider is paid directly, and you pay over time.
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Can I use Wisetack without a mobile phone number?Unfortunately, no. You need a mobile phone number in order to use Wisetack. For security purposes, we send you a verification code via SMS when accessing the application.
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Why would I use Wisetack instead of using a credit card?
The rate you get with Wisetack may be lower than the rate your credit card company charges for maintaining a balance. Our financing options have simple interest, while credit cards charge compound interest. We don’t charge late fees, prepayment fees, or origination fees.
With Wisetack, you know exactly how much you will pay. Many people like knowing the exact monthly payment amount and find that financing with a fixed term for a specific purpose may be more affordable than a credit card.
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Will viewing my financing options impact my credit score?
No. When checking your eligibility, Wisetack and its lending partners perform a soft credit pull, which means that your credit score will not be affected. However, accepting a financing offer can affect credit, and repayment behavior will also affect credit.
You can learn about the difference between a soft versus hard credit check here.
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Will taking out a loan impact my credit score?
Accepting a financing offer can affect credit. Repayment behavior will also affect credit — paying back on time can have a positive impact while paying late will have a negative impact. It’s easy to set up automatic payments to ensure on time payments and help build a positive credit history.
Checking your eligibility for financing does not impact your credit score (learn more here).
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Why does my credit score vary, and what causes it to change?
There is no "one" credit score, as it turns out. The article below explains why credit scores vary and all the major factors that can cause a change in credit scores:
Why are my credit scores different? from Credit Karma
(Note: Wisetack has no affiliation with Credit Karma)
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Common Jacksonville Roofing Questions
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Do You Offer a Warranty for My New Roof?We stand behind our work at Endless Summer Roofing Co. All of our roof installations are warrantied against workmanship defects for 10 years. We are able to offer a lifetime manufacturer’s warranty.
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I’m Looking to Sell My Home, Will You Do a Roof Inspection?Having your roof inspected is a great selling point. Give us a call at 904-357-0722 and book your roof inspection so we can help you get your home sold!
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How do I Know if I Have Storm Damage?Storm damage to your roof can’t always be seen from the ground. You may notice raised shingles, curled shingles, or some missing shingles that have blown off. It is best to have a trained professional inspect your roof for damage that isn’t always visible to the untrained eye.
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What Problems Can Arise from Storm Damage?Storm damage can cause the shingles on your home to lose granules. These granules protect the matting of the shingles from sunlight. Loss of granules can cause premature aging, possible leaks, and mold. Storm damage will also void the warranty of your shingles.
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What is My Time Frame for Filing a Roof Claim?Most insurance companies have a limited claim period. Typically if you have not filed a claim or complete all of the necessary repairs within a year of the date of loss, you r insurance company will not be required to fully indemnify you for your loss. You should file a claim as soon as possible to ensure that all work will be completed before the insurance company’s statute of limitations.
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How Can Endless Summer Roofing Co. Help Me?Our trained roofing professionals can perform a free inspection of your home’s roofing structure to determine the scope of your storm damage. We will meet with your insurance adjuster and work with your insurance company to ensure that all necessary damage is covered, and will help you restore your home’s roof structure to it’s original condition.
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